Six ways free from Debt

debt

If You are not healthy financial condition due to too much owed, then the remedy is simply downsize in the conduct of life. By changing your lifestyle and assumes that every single dollar was worth while, guaranteed could save your life slowly. As quoted from Financial Highway, Fri (7/1/2012), six tips below can help you change your lifestyle and began to downsize and free from debt.


1. Separate between ' necessity ' and ' desire ' You should be able to separate between the needs and keigninan. 
Surely you've got a lot of things at home were bought just because it wanted to, because it actually does not really need. Before you buy something, learn the products carefully. If you think its needs urgent, then you remove the rupiah. If it turns out that just want to buy, you can wait until it is freed from debt first.


2. Change the spending habits of man easily tempted to buy something. Bad habits are usually more suffered by women, because women are more likely to shop for goods which do not comply with the original plan. You can avoid this by noting the incident such as items that you need and don't be tempted to come out in violation of such notes.


3. Be careful in The minimal monthly spending the time you spend at supermarkets, the better, because grocery items were more minimal. Never bring a small child when the monthly expenditures, because in addition to the little boy likes to have a very strange stuff, the time you spend in supermarkets also so much longer. Take the stuff you need quickly, but be sure to check the kadaluarsanya once again. With often shop at the same place there is usually good, because you can get a discount or bonus.


4. Always pay bills on time Always pay all the Bills, including the debt on time. Because in addition to putting off it's not good, you will also be exposed to additional interest if late pay. If possible, ask your bank automatically pay bills through your account. Berhematlah in energy consumption, such as electricity, fuel and gas so that tagihannya is not too large. When want to withdraw money from ATM, find a machine that does not cut the transaction costs.

5. Stop the habit of paying a minimum limit of debt with the bank's debt payments Mostly minimum per month ranges from 2-5% of the total. Don't be eaten bait provided the bank, because that way you will be stuck paying a debt in a fairly long period of time. The longer you are indebted to the bank, the more money you have to remove it. Don't let it control you. Bayarlah debt as much as possible without having to burden other monthly expenses.


6. Cut entertainment budgets do not often hang out with friends who gave herself just berhura-rah every night. You should remember, have fun that's not free. Avoid buying breakfast and coffee in the cafeteria for breakfast if indeed you can prepare it at home before departing. Furthermore, if you are a fan of the movie, you can watch it in the days of work during nighttime, which is usually cheaper than on weekends. Live free of the debt that's just a matter of changing lifestyles. The sooner you follow some of the tips above, the sooner you can rid of the debt.

firework new year 2012 in various countries in the world

As was the tradition of global, turn of the year always crowded night fireworks. In almost all countries, Fireworks became the opening act of the year. Center of the crowd like a regular big city icons into a mass orgy of light. Fireworks lit up the skies over Sydney Harbour during the Middle session as a Sydney night fireworks display Celebrating the new year on January 1, 2012, in Sydney, Australia. In China many people gathered to celebrate New Year in the Temple of Heaven Beijing 2012 on January 1, 2012.

Fireworks lit up the skies over Sydney Harbour during the Middle session as a Sydney night fireworks display Celebrating the new year on January 1, 2012, in Sydney, Australia.

@Australia

People gathered to celebrate New Year in the Temple of Heaven Beijing 2012 on January 1, 2012.

@China

Fireworks mark the turn of the new year 2011 to 2012 in the national monument (Monas), Jakarta, Saturday (01/01/2012) in the early hours.

 @Indonesia

Fireworks seems to glide from the tops of skyscrapers in the area of Victoria, Hong Kong, on the night of new year 2012.

@HongKong

Fireworks at Skytower Auckland, New Zealand

@Auckland

Fireworks at Tokyo Tower, Japan

@Tokyo

Fireworks explode before New Year celebrations over the 'Golden Victoria' on top of Berlin's landmark victory column

@Germany

Fireworks display near the country's landmark Petronas twin towers during the New Year celebrations as the clock strikes 12

@Malaysia

Fireworks light up the sky and Big Ben just after midnight.

@England

Spectacular scenes could be seen from across the city as fireworks exploded over Marina Bay during the New Year celebrations.

@Singapore

A huge fireworks and water fountain display marks the New Year at Manila's Rizal Park.

@Philiphine

Thousands of people watched the fireworks explode during the new year's day celebration on Red Square

@Rusia

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